Penetration Testing for Financial Services

Financial services organisations face some of the most sophisticated cyber threats and stringent regulatory requirements of any industry. Banks, insurance companies, investment firms, payment processors, and fintech startups are high-value targets for cybercriminals seeking financial data, customer PII, and access to payment systems.

Penetration testing for financial services must address unique challenges including complex legacy systems, interconnected third-party ecosystems, real-time transaction processing, and regulatory requirements from multiple frameworks simultaneously. Financial institutions must comply with PCI DSS, SOC 2, DORA, NIST CSF, and often SWIFT CSP, requiring comprehensive testing programmes that cover web applications, APIs, mobile banking, payment gateways, and internal infrastructure.

Advanced testing such as red teaming and TIBER-EU threat-led pen testing is increasingly required by financial regulators to validate detection and response capabilities against sophisticated threat actors.

95 providers
Atlanta, Georgia, United States · Checked Sept 2026

US penetration testing firm founded in 2011, running 600+ engagements a year with a fully remote, US-based team. Manual, expert-led testing across web, network, cloud, mobile, wireless, OT/ICS, and AI/LLM. Gartner Sample Vendor for PTaaS.

Accreditations: OSCP Employer
Services: Web Application, Network, Mobile App, Cloud +12
Minneapolis, Minnesota, United States · Checked Sept 2026

Penetration testing firm trusted by nine of the top ten US banks, with the Resolve platform for continuous attack surface management.

Accreditations: SOC 2, ISO 27001, CREST
Services: Web Application, Network, Cloud, API +7
Oxford, United Kingdom · Checked Sept 2026

Global enterprise cybersecurity consultancy founded in 1999 in Oxford, holding rare CREST STAR-FS accreditation and delivering penetration testing, red and purple teaming, and PCI QSA services across five international offices.

Accreditations: CREST, CHECK, STAR, ISO 27001, PCI QSA +1
Services: Web Application, Network, Red Teaming, Purple Teaming +7
London, United Kingdom · Checked Sept 2026

Global Big Four professional services firm delivering CREST, CHECK, and CBEST-accredited penetration testing and red teaming services from London, serving the UK's largest enterprises and regulated organisations.

Accreditations: CREST, CHECK, CBEST, STAR, ISO 27001 +1
Services: Web Application, Network, IoT, Cloud +9
Chester, United Kingdom · Checked Sept 2026

CREST and CHECK-accredited UK penetration testing and managed security provider formed in 2026 from Pentest People, Bulletproof, and Target Defense, with CREST STAR/TLPT-FS capability and the GuardNest vulnerability management platform.

Accreditations: CREST, CHECK, STAR, NCSC Assured, ISO 27001 +1
Services: Web Application, Network, Mobile App, API +8
Southam, United Kingdom · Checked Sept 2026

Elite UK offensive security consultancy specialising in CBEST/STAR/TIBER red teaming, advanced adversary simulation, and CREST-accredited penetration testing for FTSE 100 clients.

Accreditations: CREST, CHECK, CBEST, STAR, ISO 27001 +2
Services: Web Application, Network, Cloud, Red Teaming +6
Chicago, Illinois, United States · Checked Apr 2026

Global managed security provider with the elite SpiderLabs penetration testing team and deep PCI DSS compliance expertise.

Accreditations: PCI QSA, ISO 27001, SOC 2, CREST
Services: Web Application, Network, Mobile App, Cloud +6
Manchester, United Kingdom · Checked Sept 2026

Manchester-based independent cybersecurity consultancy with over 20 years of experience delivering CREST and CHECK-accredited penetration testing, red teaming, and compliance certification services.

Accreditations: CREST, CHECK, ISO 27001, Cyber Essentials, Cyber Essentials Plus +1
Services: Web Application, Network, Mobile App, Cloud +5
Worcester, United Kingdom · Checked Apr 2026

CREST and CHECK-accredited UK penetration testing consultancy with CBEST approval, specialising in infrastructure, application, and simulated attack assessments across the public and private sectors.

Accreditations: CREST, CHECK, CBEST, STAR, ISO 27001 +3
Services: Web Application, Network, Mobile App, Cloud +4
Birmingham, United Kingdom · Checked Sept 2026

CHECK and CREST-accredited Birmingham-based cyber security consultancy with over 15 years of experience delivering penetration testing, red teaming, and OT security assessments for government and private sector clients.

Accreditations: CREST, CHECK, ISO 27001, Cyber Essentials, Cyber Essentials Plus +1
Services: Web Application, Network, Mobile App, Cloud +7
Bristol, United Kingdom · Checked Sept 2026

Fast-growing CREST and CHECK-accredited UK cybersecurity consultancy with deep expertise in critical national infrastructure sectors.

Accreditations: CREST, CHECK, ISO 27001, Cyber Essentials Plus
Services: Web Application, Network, Cloud, API +6

Financial Services Pen Testing FAQs

What pen testing do financial regulators require?+

Requirements vary by jurisdiction. PCI DSS mandates annual pen testing. DORA requires threat-led pen testing every three years for significant entities. National regulators may impose additional requirements.

How often should banks perform pen testing?+

Major banks typically test continuously throughout the year, with annual comprehensive assessments and quarterly focused tests on critical applications and infrastructure changes.

What is TIBER-EU and do we need it?+

TIBER-EU is a framework for threat intelligence-based ethical red teaming of financial entities. It is required under DORA for significant financial entities and recommended by several national regulators.